This post is sponsored MyRayGem.com
I am probably the only woman in the universe to propose to a man first but that's what it is. I believe that good things comes to those who go and get and closed mouths don't get fed! I proposed to Corey many years ago with a David Yurman ring my best friend Jas who used to work at Saks helped me acquire. He was complaining about the Saks bag and wondering what I bought when in actuality I purchased a ring to propose to him! After declining, not even two months later, he got down on one knee while we were on vacation in Miami at the David Yurman counter and we've been going strong ever since.
The hardest part about getting engaged is not the perfect moment because any moment is perfect when you're in love. It's getting the ring! There are so many options and us millennials are opting out of the traditional white Diamonds with baguette stones. My David Yurman ring was a black Pnyx with has diamonds accompanying the sides of the ring. The only problem with the silver and Onyx was that when I was tanned(see pic below) the ring didn't really compliment my skin. This time around, I'm looking for bright colors and possibly gold that will hopefully compliment my skin.
We've been engaged for so long, my ring doesn't even fit anymore! I've never been a traditional girl so I've been looking for unique engagement rings with different beautiful stones. Some stones I've been considering are Morganite engagement ring, Ruby(my birth stone), Amethyst, Sapphire and of course Emerald. Frugality is a major key for me(like many of us) so all rings are under $3,000.
What kind of ring are you looking for when you get engaged? Will you keep it traditional?!
Tis the season to be slaying...
Fa la la la la, lala la la.
Did you count the la's? I did! Tis the season of gingerbread cookies, red cups at Starbucks and my favorite, cozy items from SheIn. SheIn sent me this beautiful gray biker jacket perfect for those 40-50 degree days here in NYC.
I wore it out on a date night to Red Hook Lobster Pound and then this past Saturday for a birthday brunch at Libations for my bestie.
The material is super soft almost like suede. The edges are unfinished just like it says in the description which gives it a worn, edgy look. The belt is removable and adds a luxurious touch to the jacket. I ordered the jacket in an XL and I'm usually a L in jackets so I would say to order a size up especially if you plan to zip it.
my SheIn wishlist <3
This is a sponsored guest post written by Alex Berger from The Berger Bungalow. Thank you so much to Raye for including me on your blog today!!
When you first start off as a new blogger, you will hear many different words and phrases that confuse you. For example, I am sure a new blogger does not know what ‘SEO’ means, or what ‘Short Tail Keyword’ means. Blog and website topics can seem very challenging at first, but all it takes it some knowledge and things will start to make sense and come together. Today, I hope to give you some of that knowledge by talking about an important part of SEO (or search engine optimization): Keywords.
There are two different kinds of keywords and both of them matter. Short Tail Keywords are about 1-3 words and Long Tail Keywords are typically 3 or more words and they are more specific than Short Tail Keywords. For example, a Short Tail Keyword would be “Steak” and a Long Tail Keyword to match that would be “How To Cook A Juicy Steak.” Most of the time Long Tail Keywords have less traffic, because they are more specific. At the same time, since they are less popular, there is not as much competition, so you are able to rank higher. Short Tail Keywords are the exact opposite: They typically bring in more traffic, but there is more competition, so it is harder to rank higher.
Now that you know the difference of Short Tail and Long Tail Keywords, you are probably wondering why they are important in the first place. When it comes down to it, keywords are important in order get views on your website and grow. Yes, you can get views from just posting on your social channels and not incorporating keywords into your articles, but this makes it extremely hard to grow in the long run. One of the most effective ways to grow your website is by incorporating SEO - on-page and off-page tactics, including keywords. In fact, keywords are one of the most important tactics to use, because it is one of most effective ways for people to find your website and read about what they were searching for on Google (or Yahoo, Bing, or another search engine). Does that make more sense?
Now, let’s get into evergreen content. According to wordstream, Evergreen content is SEO content that is continually relevant and stays “fresh” for readers. This content is important to implement on your website because like wordstream mentioned, it will always be relevant and people will constantly be searching for it. A few ways to implement evergreen content into your website is by creating guides or tutorials, lists, FAQ’S, and annual events.
Let me explain more in depth about annual events. While they are seasonal, they always come around year after year and during that time, they will spike your traffic, which is very important. Imagine if you had ‘evergreen content’ for each season. That could potentially mean that you would get spikes in traffic when each season rolled around. Luckily, we are currently in the midst of the time of year that has the most searches online: the holidays! To get you started, I have created a list of holiday keywords that you should use during this time of year. Hopefully, this will get you started in improving your SEO by implementing holiday keywords.
I hope this article has helped you understand the importance of implementing keywords into your website. Unfortunately, keywords are just one way you can implement SEO into your website. There are many, many different ways and there will continue to be many ways added to the long list. The great thing about SEO is that it will improve your website and you will continue to grow. The bad thing about SEO is that it is constantly changing and pretty timely to learn all of the facts. This is why some people might want to hire a company to help them improve their website. For example, NJ SEO is the number one digital marketing agency in New Jersey. They offer social media marketing, search engine optimization, advanced web analytics, content strategy, PPC, email marketing, and more. If you are in search of SEO services NJ, I would definitely consider NJ SEO not only because they have many fantastic reviews, and has case studies showing that they beat out all of their competitors in the area, but I would also consider them because they are a family-run business. I don’t know about you, but I have always had better experiences when dealing with small, family-run businesses compared to most large businesses. Led by brothers, Matt Anton and Dan Anton, NJ SEO has a team of 27 specialists, all which deliver outstanding results. Matt Anton, who runs their office in New Jersey, is the former online marketing manager of Liberty Travel, which is a billion dollar travel agency. He is cited as an SEO expert, is listed in the top 62 local SEO marketers, and has over 100 endorsements and recommendations on Linkedin. You can see his picture, with his daughter below:
After many attempts to find a secured credit card that I would be approved for due to my bad credit, I ran across Open Sky on a finance board about people trying to rebuild their credit after bankruptcy. I looked into it immediately and after thinking about it for about two weeks, I finally made the leap. The process was easy, I used my Netspend prepaid debit card to load the initial deposit of $200 on the card. The next week, I received my shiny, brand new card. Before the end of the month, the credit bureaus had already updated with my card information and my first statement.
Open Sky did charge me a $35 fee(yearly) which I think is a small price to pay especially since they did not run my credit to determine my eligibility and updated the credit bureaus almost immediately. For the second month, my credit score dropped and after some CIA investigation, I figured out why. Open Sky reports to the credit bureaus around the 4th of the month. Although I had cleared my balance on my card before the due date of the 28th, they don't report until the 4th so I have to keep the utilization down to the 4th in order to see substantial change on my credit report. So for October, that's what I did. My credit score jumped 29 points.
When I first opened this card in August, I was 450. Two months later, I'm at 542 and I have had negative things added to my report. Utilizing this card is a quick and easy way to boost your credit score with very little consequences. Next month, I will increase my limit by adding an additional $100 to my deposit and then once I hit 600, I will open a traditional credit card, or get a car loan.
I would recommend this card 100% to anyone trying to build or re-build their credit. The only negative thing I have to say about them is that their call wait time is exorbitant. I've called them twice and had to wait at least 30 minutes or more. Otherwise than that, they are awesome in my book.
To find out more about the Open Sky Credit Card visit their website here.
To read more about my terrible credit score and personal finance, click on the links below.
Why I decided NOT to file for bankruptcy in NYC
Assistance if you've fallen behind in your rent
Life after fucking up your credit
Buying a Metrocard can help build your credit
Wage Garnishment in New York
*This is a sponsored post!
Many salons have no idea or realize the number of women who want extensions. There a many reasons as to why a lady would consider putting extensions in their hair. Tape in extensions are the most useful choice for any lady searching to include volume and length for their hair. They have benefits which make them an excellent choice for any lady who desires extensions within their hair.
Check out our list of the very most common explanations why women are curious about getting extensions within their hair. Tape in extensions will help you increase your business which help your customers enhance their hair.
Sometimes women seriously have a problem with thin hair. Due to this, hair just won't possess the volume they want. Your hair looks limp, lifeless and dull. As the hair is not unhealthy, it simply might not have your body that the client is searching for. Tape in extensions can provide your client's hair additional volume and provide them the thickness of the hair they want.
Regrettably, there are a variety of explanations why your customers might be seeing hair thinning. It may be because of genetics, stress, Alopecia, alternation in diet, or chemotherapy. Unlike other kinds of extensions, tape in extensions aren't as harsh on a woman's natural hair, so that they make the perfect means to fix replace any hair that's been lost with no damage to their head of hair or pulling on their own follicles of hair.
Extensions give women yet another beauty boost even when their head of hair is thick. Maybe they need additional length or then add color with a few clip in extensions. Extensions might help any lady achieve thick, full, and lengthy hair that they may not be capable of getting using their natural hair.
Just about any formal hair style isn't possible without extensions adding some volume and length towards the hair. Extensions help make your clients hair beautiful and gives them the impressive look they want for most occasions. If they're installing your hair extensions mainly for any certain hair do, you may want to use the tape in extensions in ways so the extensions use the hair do.
There are plenty of explanations why women may wish to have tape in extensions. Since our hair extensions happen to be created using 100% cuticle intact Remy real hair they're simple for your customers to create with and take proper care of. Just make certain that the clients understand how to correctly maintain them. Not just that our extensions simple for your customers to make use of, but they're very simple for licensed cosmetologists to learn to apply. We provide our certification courses online to be able to learn to apply our extensions anywhere. We offer live courses too. There are plenty of advantages to our salon quality extensions.
When I opened my email earlier today, I flipped the fuck out. Missguided x Barbie collaboration has dropped and I'm gagging over the pieces.
Me at the Botanical Gardens on Washington Avenue looks like another world!
Is the question that everyone asks me who is not from Brooklyn when I tell them where I’m from. Brooklyn folks are one of a kind, spicy, feisty and determined. We are educated and successful. Some of the world’s best people come straight from Brooklyn, more specifically Crown Heights. Some of my favorite Crown Heighters include Nas, Marty Markowitz, and the first woman to run for president Shirley Chisholm. Today, after much work and collaborative effort our borough is filled with monuments, buildings and activities to accurately reflect all the wonderful characteristics we have. 11225 is dynamic and home to some of the best attractions New York City has to offer. Within a 2 mile radius, we have parks, gardens, monuments and a plethora of museums. More than enough to keep one busy during any kind of weather.
Spending a day in Crown Heights where I grew up at can start 10 minutes away from my home at the Prospect Park Zoo. Walk one block and end up at the world famous Grand Army Plaza. Following that, we can cross the street to the Brooklyn Library Central Branch whose exterior is decorated in 14 karat gold hieroglyphics. A walk through the grand library leads you to the back of Mount Prospect Park and a 4 minute stroll leads you to the side of the Brooklyn Botanical Gardens with the great lawn and beautiful rose garden. Come in October for Cherry Blossom season and prepared to have your mind blown. 20 steps from the Brooklyn Botanical Gardens is the front of the Brooklyn Museum which features a beautiful fountain and steps. A rest destination packed with food trucks for those who have trekked around the park and the library. Once inside the Brooklyn Museum, visit one of the Pablo Picasso paintings we have but also be sure to visit any of the featured exhibits some past ones include Kaws, Kehinde Wiley, Georgia O’Keefe, Murakami and many others. But what most don't know is we also have a huge replica of Lady Liberty tucked away in the back of the parking lot.
With all that walking and sight-seeing you’re sure to be hungry. Within a 10 block radius, Crown Heights has a plethora of food offerings including West Indian, Indian, Mediterranean, Italian, French, Thai, Mexican, Japanese, American Burgers, coffee bars and the finest fast food NYC has to offer. Franklin avenue also boasts a number of bars with specialty happy hours and a desert bar for your sweet tooth. Describing Crown Heights sounds like you are in the middle of midtown New York but you’re not. Steps away from all the hustle and bustle of Washington and Franklin avenues are tree lined blocks, beautiful brownstone homes and most importantly family. Friday nights in the summer at CUNY MEC you can see a free jazz concert, Target First Saturdays at the Brooklyn Museum is a party. #PostalCodePride Come visit us sometime!
Thank you Addressy.com for collaborating on this post!
*This is a sponsored post!
As a woman coming of age, I’ve always known how important my feminine health was. Since I was a young girl, I’ve had many issues and complications that lead to me being a little more wary in regards to not only my feminine health but leading a healthy sexual lifestyle as well. I was diagnosed with a cyst at a young age and later, following childbirth HPV. I made sure to get tested on a monthly basis whether or not I was switching sexual partners and I also kept up with my yearly PAP smears. Although HPV can resolve on it’s own, if left untreated it can lead to cervical cancer and other issues like infertility. Yes, condoms and protective measures are important but more important than that are yearly pap smears(twice a year if you’ve had HPV) and constant check ups are the only sure way to stay safe.
Chlamydia is one of the leading causes of HPV infections and cervical cancer. Currently, in the UK notablyEast Yorkshire and Humber, Chlamydia is on the rise. Because of it’s sneaky nature and non symptomatic effects, Chlamydia is allowed fester and causes tons of harm to the reproductive organs including the possibility of infertility. More than 70% of women who have been diagnosed with Chlamydia never experienced any symptoms in comparison to 30% of men diagnosed who have never experienced symptoms. It takes 3 to 6 weeks for Chlamydia to be symptomatic if the symptoms even appear at all.
Just to be clear, there doesn’t need to be penetration for you to contract Chlamydia. As long as there are sexual fluids present, it is possible to spread the infection. Activities that could unknowingly spread Chlamydia include but are not limited to anal sex, oral sex, vaginal penetration, sharing dildos and toys without proper sterilization, and reusing condoms.
If you have come into contact with someone who has Chlamydia or believe they have contracted it, do not wait. You can get Chlamydia testing for free at the clinic. Some people, understandably so are a little more hesitant and too embarrassed to go to a public place for STD testing and diagnosis so, The Independent Pharmacy allows you to test in the comfort of your own home and acquire the proper Chlamydia treatment online. You can swab a sample and send it back them, just like the free clinic takes a sample from you and get the results within a shorter time frame, only 3 working days. Following that, if it’s determined that you do in fact have Chlamydia, you can also purchase the necessary medication right from the website and have shipped to your front door.
The testing lab that the Independent Pharmacy uses is a well known and trusted lab in the UK and meets all governmental code and requirements.
I have been considering bankruptcy since I was 26. After multiple conversations with different people and going in to the bankruptcy building and getting a feel for the process I decided not to. I went to the Bankruptcy court downtown Brooklyn in Cadman Plaza after reaching out for free help multiple times in which those attorneys always seemed to be on "vacation". I left that office with a list of things I needed to do bills I needed to have and it included everyone I owed, their amount and their address. I thought it was weird that they charge poor people for being poor and proclaiming publicly that they're poor. If I had an extra $900, I would just pay off some of my debt. Our nation has a habit of thinking backwards. Out of all the things I was told, what left a lasting impression to me was that once I go through with this process whoever I forgot to include in the bankruptcy process, I would still owe. That scared me.
It was a good thing I decided against it. Previously I had owed over $40,000 in school loans and credit card debt. After doing my taxes in 2014, and receiving a very large bill from the IRS, I realized something happened. Since I had not paid my student loan debt with Chase in over 7 years, they wrote my debt off and magically I was no longer liable for it. We have been taught to believe that all of our student loan debt will always be looming over our heads but unbeknownst to us, there's always a loop hole. My chase loan was a combination of a private loan and one of my Sallie Mae debts that was apparently sold to Chase. I did have to pay $2,000 of taxes or re-do my taxes for that year which is a small price to pay for a free $20,000.
It is important to not only pay your bills but keep track of the bills you don't pay. Imagine if I had spent my last few dollars doing the bankruptcy process only to be exonerated of thousands of debt in the very near future. I've been raving about Credit Karma but it has been such a help for me to keep track of what I pay, what I owe and how long I have until I no longer have to pay these people any more. Credit is a game of time. Those who win understand the game and play it well.
OTHER POSTS IN MY PERSONAL FINANCE SERIES
Assistance if you've fallen behind in your rent
Life after fucking up your credit
Buying a Metrocard can help build your credit
Wage Garnishment in New York
*This is a sponsored post!
One of the biggest issues we had when creating a safe space for Sai was the material we would use for him. Inside was easy, as Target and Toys R Us have those washable mats that are pretty durable. Outside, on the other hand was no walk in the park. The elements are always against. In New York, and I'm sure in the UK, streets are repaved yearly after treacherous winters wreak havoc on our concrete. It's even evident at our parks that most materials don't hold up despite not having the same wear and tear as concrete. This is a problem that Soft Surfaces has a solution for. If you're creating a safe space for your kid in the UK, Soft Surfaces provides unmatched knowledge, a high level of quality and a guarantee of safety to keep kids safe. Soft Surfaces specializes in Wet Pour which is commonly utilized under play equipment but can also be used in backyards and areas without play equipment. The material is sponge like and soft meaning running, jumping, playing and even falling gives as little injury as possible. The best part about Wet Pour is that it can be 100% customizable with artwork and colors to create a playful, friendly environment for children of all ages. As per budget, the size of the Wet Pour and area determined the cost but in the United Kingdom Soft Surfaces LTD works with you to find something that fits your budget.