Time waits for no one.
That's a phrase that annoyed the hell out of me when I was a teenager. Hearing my grandmother chant it over and over just gave me a real disdain for being timely with anything. I hate feeling restricted, being told what to do and I definitely hate being controlled. That is, until I woke up. Being an adult is all about control. Not you having control but someone else having control over you. Your boss telling you what to do and when to come in, how much you're worth, how many hours you can have. Your bank or landlord telling you when to pay and how much. Banks telling you when you will get dividends on your money, it's truly all about control and keeping you in place.
I'm writing this blog post from the second worst place possible. No not jail, but court. The powers that be just won't let me live, 5 days into 2016. The real world doesn't care about your excuses. The real world doesn't care if you're worth more than minimum wage or if you're tired. Time waits for no one.
I write this to say that in your journey to adulthood, be organized, be diligent and be prepared. Choose an apartment that has your lights and gas included. Choose a landlord that won't bitch if you have company after 12. Choose to stay home with your parents and save as much money as you can. Travel as much as you can. The feeling of drowning and helplessness is the worst feeling ever. Choose to keep your head above water. As adults especially with children, we don't have much say about how our life goes but the few details we can control, do it!
As for the time that you have left not being controlled, use it to it's full potential. If you're not at work, make plans to relieve yourself from working for someone else. Use it to invest in things that won't control you. If you have slacked on any of your duties or fallen behind on your bills there is help. Just make sure you're not abusing the help as your main plan.
One Shot Deal from HRA
Gives client a one shot opportunity with assistance to catch up on their rent arrears or if they're behind on their utility bills usually you have to pay it back within one year without interest
National Grid assistance in the form of a monthly stipend. You don't have to pay it back you can apply at any National Grid location.
Provides assistance for rental arrears, past due utility bills, employment and child care.
Provides assistance with Con Edison bills
Provides assistance with housing placement and utility bills
Provides assistance for utility bills